Utilização das fintechs por um banco de desenvolvimento para promoção do acesso ao crédito: estudo de caso BNDES

Abstract

This article seeks to identify how fintechs can be used by development banks, specifically BNDES, to promote credit access for micro, small and medium-sized enterprises (MSME). An online qualitative research was conducted by sending an email and Google Forms link to fintechs and BNDES's employees. Results identified several opportunities for better use of fintechs by the BNDES and, consequently, better credit access for companies. Interestingly, both entities share similar perceptions and points of view. As for research limitations, the study analyzed only two fintech segments and focused exclusively on the area of indirect financing of the BNDES, disregarding other possible related areas